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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,129 | $70,486+44.9% | $100,535+1.6% | $79,856+27.9% |
| Participation rate | 90.2% | 73.6%+16.5pp | 79.4%+10.8pp | 69.6%+20.6pp |
| Annual return | 18.53% | 21.90%-3.4pp | 30.90%-12.4pp | 31.71%-13.2pp |
| Employer contribution / active EE | $5,666 | $2,165+161.8% | $3,419+65.7% | $2,471+129.3% |
| Participant deferral / active EE | $8,381 | $5,182+61.8% | $6,271+33.6% | $3,741+124.1% |
| Admin fee / account holder | $5,842 | $4,480+30.4% | $8,085-27.7% | $5,306+10.1% |