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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,236 | $171,492-82.4% | $150,734-79.9% | $198,609-84.8% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 6.05% | 804.70%-798.7pp | 600.81%-594.8pp | 202.70%-196.6pp |
| Employer contribution / active EE | $2,039 | $5,470-62.7% | $4,918-58.5% | $5,055-59.7% |
| Participant deferral / active EE | $1,877 | $6,259-70.0% | $5,610-66.5% | $6,977-73.1% |
| Admin fee / account holder | $3,909 | $17,628-77.8% | $14,905-73.8% | $19,030-79.5% |