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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,555 | $125,190+115.3% | $105,624+155.2% | $145,897+84.8% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.65% | 225.22%-213.6pp | 116.20%-104.6pp | 552.29%-540.6pp |
| Employer contribution / active EE | $5,157 | $3,720+38.6% | $3,168+62.8% | $4,663+10.6% |
| Participant deferral / active EE | $10,232 | $5,716+79.0% | $5,013+104.1% | $6,689+53.0% |
| Admin fee / account holder | $6,559 | $17,138-61.7% | $10,961-40.2% | $13,390-51.0% |