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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,345 | $99,079+44.7% | $78,002+83.8% | $273,972-47.7% |
| Participation rate | 91.7% | 78.6%+13.1pp | 75.5%+16.1pp | 83.0%+8.7pp |
| Annual return | 11.04% | 217.93%-206.9pp | 425.99%-415.0pp | 41.46%-30.4pp |
| Employer contribution / active EE | $3,998 | $3,308+20.9% | $2,470+61.8% | $4,869-17.9% |
| Participant deferral / active EE | $6,859 | $4,306+59.3% | $3,497+96.2% | $5,287+29.7% |
| Admin fee / account holder | $1,537 | $8,954-82.8% | $5,481-72.0% | $10,133-84.8% |