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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,818 | $90,607-7.5% | $79,467+5.5% | $135,380-38.1% |
| Participation rate | 65.2% | 76.0%-10.8pp | 73.3%-8.1pp | 82.6%-17.4pp |
| Annual return | 9.81% | 977.74%-967.9pp | 718.30%-708.5pp | 519.81%-510.0pp |
| Employer contribution / active EE | $2,841 | $3,068-7.4% | $2,800+1.5% | $4,779-40.5% |
| Participant deferral / active EE | $5,532 | $4,050+36.6% | $3,704+49.4% | $5,609-1.4% |
| Admin fee / account holder | $8,082 | $5,895+37.1% | $5,104+58.3% | $10,828-25.4% |