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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,704 | $90,504-28.5% | $78,690-17.8% | $273,965-76.4% |
| Participation rate | 88.2% | 76.5%+11.7pp | 73.6%+14.7pp | 83.0%+5.2pp |
| Annual return | -1.97% | 75.61%-77.6pp | 62.18%-64.2pp | 41.45%-43.4pp |
| Employer contribution / active EE | $3,717 | $3,176+17.0% | $2,851+30.4% | $4,869-23.7% |
| Participant deferral / active EE | $7,196 | $3,901+84.4% | $3,517+104.6% | $5,287+36.1% |
| Admin fee / account holder | $1,636 | $5,263-68.9% | $4,511-63.7% | $10,132-83.9% |