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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,292 | $60,139+31.8% | $90,461-12.3% | $79,856-0.7% |
| Participation rate | 78.6% | 65.0%+13.6pp | 72.7%+5.9pp | 69.6%+8.9pp |
| Annual return | 3.85% | 71.96%-68.1pp | 1294.76%-1290.9pp | 31.71%-27.9pp |
| Employer contribution / active EE | $3,189 | $2,069+54.1% | $3,264-2.3% | $2,471+29.0% |
| Participant deferral / active EE | $6,576 | $2,939+123.8% | $3,964+65.9% | $3,741+75.8% |
| Admin fee / account holder | $423 | $3,978-89.4% | $5,617-92.5% | $5,306-92.0% |