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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,206 | $176,077-57.3% | $159,455-52.8% | $167,518-55.1% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.31% | 331.83%-318.5pp | 263.63%-250.3pp | 478.71%-465.4pp |
| Employer contribution / active EE | $3,181 | $5,298-40.0% | $4,830-34.1% | $4,838-34.3% |
| Participant deferral / active EE | $6,413 | $7,751-17.3% | $7,353-12.8% | $6,342+1.1% |
| Admin fee / account holder | $2,355 | $12,556-81.2% | $10,800-78.2% | $12,312-80.9% |