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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,265 | $138,076-70.1% | $123,553-66.6% | $135,380-69.5% |
| Participation rate | 68.8% | 84.7%-16.0pp | 82.3%-13.5pp | 82.6%-13.9pp |
| Annual return | 7.02% | 153.70%-146.7pp | 119.21%-112.2pp | 519.81%-512.8pp |
| Employer contribution / active EE | $2,753 | $5,152-46.6% | $4,628-40.5% | $4,779-42.4% |
| Participant deferral / active EE | $5,292 | $6,800-22.2% | $6,426-17.6% | $5,609-5.7% |
| Admin fee / account holder | $4,721 | $10,917-56.8% | $9,284-49.2% | $10,828-56.4% |