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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,115 | $157,296-68.8% | $141,191-65.2% | $152,897-67.9% |
| Participation rate | 70.0% | 84.8%-14.8pp | 82.5%-12.5pp | 82.5%-12.5pp |
| Annual return | 16.32% | 64.34%-48.0pp | 71.41%-55.1pp | 345.43%-329.1pp |
| Employer contribution / active EE | $1,973 | $5,262-62.5% | $4,736-58.3% | $4,764-58.6% |
| Participant deferral / active EE | $4,313 | $7,111-39.3% | $6,710-35.7% | $5,851-26.3% |
| Admin fee / account holder | $4,076 | $12,125-66.4% | $10,264-60.3% | $11,599-64.9% |