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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,661 | $165,381-45.8% | $149,730-40.1% | $158,966-43.6% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 11.62% | 348.29%-336.7pp | 276.70%-265.1pp | 302.95%-291.3pp |
| Employer contribution / active EE | $1,448 | $5,104-71.6% | $4,645-68.8% | $4,762-69.6% |
| Participant deferral / active EE | $5,449 | $7,182-24.1% | $6,843-20.4% | $5,983-8.9% |
| Admin fee / account holder | $557 | $10,809-94.8% | $9,310-94.0% | $11,250-95.0% |