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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,861 | $157,276-37.1% | $141,177-30.0% | $152,885-35.3% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 18.57% | 64.33%-45.8pp | 71.40%-52.8pp | 345.39%-326.8pp |
| Employer contribution / active EE | $1,275 | $5,262-75.8% | $4,736-73.1% | $4,763-73.2% |
| Participant deferral / active EE | $5,464 | $7,110-23.2% | $6,710-18.6% | $5,851-6.6% |
| Admin fee / account holder | $661 | $12,123-94.6% | $10,263-93.6% | $11,598-94.3% |