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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,169 | $127,387-64.5% | $115,038-60.7% | $125,389-64.0% |
| Participation rate | 55.6% | 84.2%-28.6pp | 81.4%-25.8pp | 83.2%-27.6pp |
| Annual return | -1.56% | 31.28%-32.8pp | 26.14%-27.7pp | 282.24%-283.8pp |
| Employer contribution / active EE | $1,361 | $5,166-73.6% | $4,608-70.5% | $4,866-72.0% |
| Participant deferral / active EE | $5,155 | $6,423-19.7% | $6,026-14.5% | $5,352-3.7% |
| Admin fee / account holder | $1,631 | $9,516-82.9% | $8,175-80.0% | $9,541-82.9% |