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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,429 | $93,598+54.3% | $135,974+6.2% | $75,173+92.1% |
| Participation rate | 76.5% | 75.2%+1.3pp | 81.9%-5.4pp | 67.2%+9.3pp |
| Annual return | 15.04% | 30.89%-15.8pp | 68.30%-53.3pp | 160.72%-145.7pp |
| Employer contribution / active EE | $833 | $3,538-76.5% | $4,859-82.9% | $2,671-68.8% |
| Participant deferral / active EE | $10,296 | $6,405+60.7% | $7,760+32.7% | $4,126+149.5% |
| Admin fee / account holder | $1,676 | $6,978-76.0% | $10,767-84.4% | $5,651-70.3% |