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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,590 | $89,367+30.5% | $141,191-17.4% | $72,975+59.8% |
| Participation rate | 81.1% | 75.1%+6.0pp | 82.5%-1.4pp | 69.5%+11.6pp |
| Annual return | -19.46% | 111.87%-131.3pp | 71.41%-90.9pp | 81.01%-100.5pp |
| Employer contribution / active EE | $974 | $3,115-68.7% | $4,736-79.4% | $2,440-60.1% |
| Participant deferral / active EE | $12,200 | $5,419+125.1% | $6,710+81.8% | $3,608+238.2% |
| Admin fee / account holder | $398 | $5,957-93.3% | $10,264-96.1% | $5,124-92.2% |