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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,811 | $82,674+42.5% | $125,381-6.0% | $68,486+72.0% |
| Participation rate | 78.8% | 75.1%+3.7pp | 82.4%-3.6pp | 67.9%+10.9pp |
| Annual return | -15.29% | -5.97%-9.3pp | 572.31%-587.6pp | -7.85%-7.4pp |
| Employer contribution / active EE | $364 | $3,382-89.2% | $4,815-92.4% | $2,597-86.0% |
| Participant deferral / active EE | $9,594 | $6,111+57.0% | $7,448+28.8% | $4,028+138.2% |
| Admin fee / account holder | $3,757 | $6,277-40.1% | $10,007-62.5% | $5,404-30.5% |