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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,805 | $201,372+90.1% | $184,260+107.8% | $145,884+162.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.32% | 29.04%-13.7pp | 28.84%-13.5pp | 551.85%-536.5pp |
| Employer contribution / active EE | $15,497 | $7,024+120.6% | $6,427+141.1% | $4,662+232.4% |
| Participant deferral / active EE | $1,886 | $9,808-80.8% | $9,133-79.3% | $6,690-71.8% |
| Admin fee / account holder | $10,362 | $16,362-36.7% | $13,898-25.4% | $13,392-22.6% |