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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,805 | $201,259+90.2% | $184,200+107.8% | $145,959+162.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.32% | 28.98%-13.7pp | 28.80%-13.5pp | 561.95%-546.6pp |
| Employer contribution / active EE | $15,497 | $7,018+120.8% | $6,424+141.2% | $4,661+232.5% |
| Participant deferral / active EE | $1,886 | $9,806-80.8% | $9,132-79.3% | $6,689-71.8% |
| Admin fee / account holder | $10,362 | $16,372-36.7% | $13,907-25.5% | $13,398-22.7% |