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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,424 | $185,856+51.4% | $170,028+65.5% | $139,456+101.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 20.25% | 60.52%-40.3pp | 53.39%-33.1pp | 373.45%-353.2pp |
| Employer contribution / active EE | $2,559 | $7,593-66.3% | $6,788-62.3% | $4,753-46.2% |
| Participant deferral / active EE | $2,477 | $11,623-78.7% | $10,409-76.2% | $6,711-63.1% |
| Admin fee / account holder | $7,011 | $15,387-54.4% | $12,820-45.3% | $11,407-38.5% |