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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,843 | $201,370-59.4% | $184,256-55.6% | $145,897-43.9% |
| Participation rate | 95.7% | 87.5%+8.2pp | 86.8%+8.8pp | 80.3%+15.3pp |
| Annual return | 10.25% | 29.05%-18.8pp | 28.85%-18.6pp | 552.29%-542.0pp |
| Employer contribution / active EE | $8,128 | $7,024+15.7% | $6,427+26.5% | $4,663+74.3% |
| Participant deferral / active EE | $14,653 | $9,808+49.4% | $9,133+60.4% | $6,689+119.0% |
| Admin fee / account holder | $22,003 | $16,364+34.5% | $13,899+58.3% | $13,390+64.3% |