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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,500 | $197,625-63.3% | $177,840-59.2% | $158,966-54.4% |
| Participation rate | 95.2% | 88.5%+6.7pp | 87.7%+7.5pp | 82.0%+13.3pp |
| Annual return | 13.82% | 58.76%-44.9pp | 48.32%-34.5pp | 302.95%-289.1pp |
| Employer contribution / active EE | $5,757 | $6,698-14.1% | $5,919-2.7% | $4,762+20.9% |
| Participant deferral / active EE | $9,011 | $8,405+7.2% | $7,714+16.8% | $5,983+50.6% |
| Admin fee / account holder | $4,065 | $15,405-73.6% | $12,431-67.3% | $11,250-63.9% |