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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,435 | $68,394-11.6% | $94,672-36.2% | $75,177-19.6% |
| Participation rate | 85.5% | 76.1%+9.4pp | 80.8%+4.6pp | 67.2%+18.2pp |
| Annual return | 9.96% | 616.92%-607.0pp | 156.89%-146.9pp | 160.75%-150.8pp |
| Employer contribution / active EE | $2,997 | $2,701+11.0% | $3,673-18.4% | $2,671+12.2% |
| Participant deferral / active EE | $6,260 | $6,536-4.2% | $7,417-15.6% | $4,126+51.7% |
| Admin fee / account holder | $20,307 | $5,326+281.3% | $7,222+181.2% | $5,651+259.3% |