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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,628 | $77,157-5.9% | $108,405-33.0% | $85,851-15.4% |
| Participation rate | 88.7% | 74.7%+14.0pp | 80.1%+8.5pp | 69.3%+19.4pp |
| Annual return | 11.78% | 44.55%-32.8pp | 905.55%-893.8pp | 318.63%-306.9pp |
| Employer contribution / active EE | $2,927 | $2,379+23.0% | $3,559-17.8% | $2,565+14.1% |
| Participant deferral / active EE | $6,130 | $5,567+10.1% | $6,563-6.6% | $3,952+55.1% |
| Admin fee / account holder | $14,232 | $5,174+175.1% | $7,297+95.0% | $6,261+127.3% |