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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,526 | $70,486+17.1% | $100,535-17.9% | $79,856+3.3% |
| Participation rate | 79.5% | 73.6%+5.9pp | 79.4%+0.1pp | 69.6%+9.9pp |
| Annual return | 9.99% | 21.90%-11.9pp | 30.90%-20.9pp | 31.71%-21.7pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,419-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,145 | $5,182-0.7% | $6,271-18.0% | $3,741+37.5% |
| Admin fee / account holder | $18,397 | $4,480+310.6% | $8,085+127.6% | $5,306+246.7% |