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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,409 | $63,365+4.8% | $91,994-27.8% | $72,976-9.0% |
| Participation rate | 73.8% | 72.5%+1.3pp | 78.6%-4.9pp | 69.5%+4.3pp |
| Annual return | 13.72% | 35.35%-21.6pp | 69.04%-55.3pp | 81.02%-67.3pp |
| Employer contribution / active EE | $0 | $2,116-100.0% | $3,453-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,908 | $4,883-20.0% | $5,924-34.0% | $3,608+8.3% |
| Admin fee / account holder | $28,204 | $4,670+504.0% | $7,744+264.2% | $5,124+450.4% |