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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,697 | $75,832+28.8% | $147,617-33.8% | $59,633+63.8% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -5.05% | 0.37%-5.4pp | 61.98%-67.0pp | 2041.45%-2046.5pp |
| Employer contribution / active EE | $5,331 | $3,485+53.0% | $5,564-4.2% | $2,203+142.0% |
| Participant deferral / active EE | $3,426 | $3,131+9.4% | $4,895-30.0% | $3,192+7.4% |
| Admin fee / account holder | $4,791 | $5,986-20.0% | $11,612-58.7% | $4,297+11.5% |