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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,620 | $84,236+50.3% | $170,435-25.7% | $70,126+80.6% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 13.16% | 23.06%-9.9pp | 205.94%-192.8pp | 73.15%-60.0pp |
| Employer contribution / active EE | $5,786 | $3,387+70.8% | $5,432+6.5% | $2,343+147.0% |
| Participant deferral / active EE | $3,717 | $3,086+20.4% | $4,939-24.8% | $3,332+11.6% |
| Admin fee / account holder | $1,124 | $5,698-80.3% | $13,881-91.9% | $4,645-75.8% |