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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,028 | $77,920+161.8% | $149,723+36.3% | $75,177+171.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 15.30% | 31.72%-16.4pp | 134.50%-119.2pp | 160.75%-145.4pp |
| Employer contribution / active EE | $8,677 | $3,138+176.5% | $4,821+80.0% | $2,671+224.9% |
| Participant deferral / active EE | $4,107 | $3,411+20.4% | $5,682-27.7% | $4,126-0.5% |
| Admin fee / account holder | $837 | $5,951-85.9% | $13,215-93.7% | $5,651-85.2% |