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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,383 | $59,440+359.9% | $78,004+250.5% | $82,637+230.8% |
| Participation rate | 97.6% | 62.8%+34.7pp | 69.4%+28.1pp | 68.1%+29.5pp |
| Annual return | 14.85% | 40.24%-25.4pp | 31.07%-16.2pp | 53.51%-38.7pp |
| Employer contribution / active EE | $13,367 | $1,750+663.7% | $2,469+441.4% | $2,552+423.8% |
| Participant deferral / active EE | $9,630 | $3,138+206.9% | $4,092+135.4% | $4,126+133.4% |
| Admin fee / account holder | $6,539 | $5,504+18.8% | $7,578-13.7% | $7,339-10.9% |