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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,797 | $59,804+220.7% | $81,982+133.9% | $79,856+140.2% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.3%+30.7pp | 69.6%+30.4pp |
| Annual return | 10.50% | 17.56%-7.1pp | 41.31%-30.8pp | 31.71%-21.2pp |
| Employer contribution / active EE | $11,402 | $1,713+565.4% | $2,498+356.4% | $2,471+361.4% |
| Participant deferral / active EE | $8,479 | $2,695+214.6% | $3,722+127.8% | $3,741+126.7% |
| Admin fee / account holder | $1,037 | $4,288-75.8% | $5,665-81.7% | $5,306-80.5% |