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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,970 | $48,267+370.2% | $68,808+229.9% | $68,486+231.4% |
| Participation rate | 100.0% | 60.7%+39.3pp | 69.0%+31.0pp | 67.9%+32.1pp |
| Annual return | -6.97% | -12.70%+5.7pp | -6.37%-0.6pp | -7.85%+0.9pp |
| Employer contribution / active EE | $15,119 | $1,829+726.6% | $2,656+469.3% | $2,597+482.3% |
| Participant deferral / active EE | $11,059 | $2,867+285.8% | $3,942+180.5% | $4,028+174.6% |
| Admin fee / account holder | $1,753 | $4,362-59.8% | $4,936-64.5% | $5,404-67.6% |