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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,678 | $124,346-78.5% | $111,308-76.0% | $167,536-84.1% |
| Participation rate | 30.0% | 79.6%-49.6pp | 77.3%-47.3pp | 82.1%-52.1pp |
| Annual return | 25.33% | 37.45%-12.1pp | 54.67%-29.3pp | 478.82%-453.5pp |
| Employer contribution / active EE | $1,131 | $3,437-67.1% | $2,732-58.6% | $4,839-76.6% |
| Participant deferral / active EE | $2,499 | $5,182-51.8% | $4,487-44.3% | $6,342-60.6% |
| Admin fee / account holder | $516 | $10,621-95.1% | $7,965-93.5% | $12,315-95.8% |