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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,835 | $110,212-51.2% | $96,534-44.2% | $139,466-61.4% |
| Participation rate | 30.0% | 78.1%-48.1pp | 76.0%-46.0pp | 80.3%-50.3pp |
| Annual return | 14.03% | 26.42%-12.4pp | 25.88%-11.9pp | 373.66%-359.6pp |
| Employer contribution / active EE | $952 | $3,620-73.7% | $2,965-67.9% | $4,754-80.0% |
| Participant deferral / active EE | $3,500 | $5,547-36.9% | $4,851-27.9% | $6,712-47.9% |
| Admin fee / account holder | $1,145 | $11,599-90.1% | $8,253-86.1% | $11,409-90.0% |