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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,186 | $100,805-65.1% | $86,698-59.4% | $134,532-73.8% |
| Participation rate | 33.3% | 79.0%-45.6pp | 76.6%-43.3pp | 81.2%-47.9pp |
| Annual return | -10.42% | 29.09%-39.5pp | 35.95%-46.4pp | 418.27%-428.7pp |
| Employer contribution / active EE | $1,645 | $3,490-52.9% | $2,837-42.0% | $4,741-65.3% |
| Participant deferral / active EE | $2,411 | $5,339-54.9% | $4,656-48.2% | $6,401-62.3% |
| Admin fee / account holder | $899 | $10,925-91.8% | $7,493-88.0% | $11,429-92.1% |