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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,868 | $106,247+63.6% | $96,515+80.1% | $139,466+24.7% |
| Participation rate | 62.5% | 77.8%-15.3pp | 74.3%-11.8pp | 80.3%-17.8pp |
| Annual return | 11.79% | 38.47%-26.7pp | 35.73%-23.9pp | 373.66%-361.9pp |
| Employer contribution / active EE | $3,721 | $4,106-9.4% | $3,740-0.5% | $4,754-21.7% |
| Participant deferral / active EE | $10,064 | $5,456+84.5% | $4,880+106.2% | $6,712+49.9% |
| Admin fee / account holder | $1,537 | $7,885-80.5% | $6,735-77.2% | $11,409-86.5% |