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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,442 | $134,001-4.1% | $112,258+14.4% | $134,509-4.5% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -14.55% | 47.15%-61.7pp | 27.47%-42.0pp | 418.13%-432.7pp |
| Employer contribution / active EE | $2,993 | $4,039-25.9% | $3,636-17.7% | $4,741-36.9% |
| Participant deferral / active EE | $7,736 | $5,291+46.2% | $4,728+63.6% | $6,400+20.9% |
| Admin fee / account holder | $1,195 | $7,491-84.0% | $6,411-81.4% | $11,427-89.5% |