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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,003 | $124,314+15.8% | $109,163+31.9% | $167,518-14.0% |
| Participation rate | 63.2% | 79.4%-16.3pp | 75.9%-12.7pp | 82.1%-19.0pp |
| Annual return | 9.96% | 26.04%-16.1pp | 25.75%-15.8pp | 478.71%-468.7pp |
| Employer contribution / active EE | $2,726 | $4,209-35.2% | $3,723-26.8% | $4,838-43.7% |
| Participant deferral / active EE | $6,477 | $5,256+23.2% | $4,654+39.2% | $6,342+2.1% |
| Admin fee / account holder | $1,141 | $7,973-85.7% | $6,754-83.1% | $12,312-90.7% |