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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,335 | $178,174+172.4% | $156,181+210.8% | $137,256+253.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 29.45% | 84.19%-54.7pp | 64.87%-35.4pp | 220.34%-190.9pp |
| Employer contribution / active EE | $5,619 | $4,972+13.0% | $4,294+30.9% | $4,156+35.2% |
| Participant deferral / active EE | $6,900 | $6,888+0.2% | $6,132+12.5% | $6,407+7.7% |
| Admin fee / account holder | $5,239 | $17,404-69.9% | $14,586-64.1% | $12,270-57.3% |