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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,264 | $166,268+119.7% | $165,100+121.2% | $145,897+150.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 24.94% | 100.52%-75.6pp | 70.21%-45.3pp | 552.29%-527.4pp |
| Employer contribution / active EE | $5,522 | $5,284+4.5% | $4,348+27.0% | $4,663+18.4% |
| Participant deferral / active EE | $6,900 | $6,964-0.9% | $6,035+14.3% | $6,689+3.2% |
| Admin fee / account holder | $4,339 | $16,659-74.0% | $12,696-65.8% | $13,390-67.6% |