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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,577 | $60,349-60.9% | $74,184-68.2% | $62,881-62.5% |
| Participation rate | 54.2% | 72.7%-18.6pp | 76.6%-22.5pp | 69.3%-15.1pp |
| Annual return | 8.73% | 21.38%-12.6pp | 17.74%-9.0pp | 20.14%-11.4pp |
| Employer contribution / active EE | $968 | $1,680-42.4% | $2,370-59.2% | $2,281-57.6% |
| Participant deferral / active EE | $2,187 | $2,856-23.4% | $3,550-38.4% | $3,203-31.7% |
| Admin fee / account holder | $125 | $4,261-97.1% | $5,586-97.8% | $4,296-97.1% |