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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,941 | $56,197-71.6% | $67,652-76.4% | $59,633-73.3% |
| Participation rate | 57.5% | 71.5%-14.0pp | 75.7%-18.2pp | 68.7%-11.2pp |
| Annual return | -0.89% | 18508.10%-18509.0pp | 6625.40%-6626.3pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $946 | $1,615-41.4% | $2,266-58.2% | $2,203-57.0% |
| Participant deferral / active EE | $2,165 | $2,844-23.9% | $3,560-39.2% | $3,192-32.2% |
| Admin fee / account holder | $256 | $3,958-93.5% | $4,821-94.7% | $4,297-94.0% |