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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,853 | $67,602-51.4% | $82,312-60.1% | $70,126-53.2% |
| Participation rate | 53.3% | 72.8%-19.4pp | 76.9%-23.6pp | 69.5%-16.2pp |
| Annual return | 16.43% | 21.57%-5.1pp | 25.88%-9.4pp | 73.15%-56.7pp |
| Employer contribution / active EE | $875 | $1,755-50.1% | $2,428-64.0% | $2,343-62.6% |
| Participant deferral / active EE | $2,069 | $2,987-30.7% | $3,706-44.2% | $3,332-37.9% |
| Admin fee / account holder | $883 | $4,512-80.4% | $5,608-84.3% | $4,645-81.0% |