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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,600 | $185,312-65.7% | $161,489-60.6% | $154,746-58.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | -19.67% | 103.84%-123.5pp | 89.72%-109.4pp | 172.34%-192.0pp |
| Employer contribution / active EE | $3,365 | $4,769-29.4% | $4,268-21.2% | $4,379-23.2% |
| Participant deferral / active EE | $3,224 | $6,350-49.2% | $5,630-42.7% | $6,730-52.1% |
| Admin fee / account holder | $5,190 | $18,654-72.2% | $16,006-67.6% | $14,365-63.9% |