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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,862 | $209,428-76.7% | $178,498-72.6% | $158,950-69.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -9.67% | 188.78%-198.5pp | 151.09%-160.8pp | 302.91%-312.6pp |
| Employer contribution / active EE | $2,729 | $5,707-52.2% | $5,011-45.5% | $4,762-42.7% |
| Participant deferral / active EE | $3,760 | $5,955-36.9% | $5,202-27.7% | $5,983-37.2% |
| Admin fee / account holder | $50,839 | $17,077+197.7% | $13,985+263.5% | $11,248+352.0% |