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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,133 | $198,457-56.6% | $170,435-49.5% | $147,586-41.6% |
| Participation rate | 84.2% | 88.0%-3.8pp | 83.6%+0.6pp | 82.8%+1.4pp |
| Annual return | 19.51% | 257.30%-237.8pp | 205.94%-186.4pp | 578.59%-559.1pp |
| Employer contribution / active EE | $2,812 | $6,183-54.5% | $5,432-48.2% | $4,876-42.3% |
| Participant deferral / active EE | $4,126 | $5,629-26.7% | $4,939-16.5% | $5,439-24.1% |
| Admin fee / account holder | $2,190 | $16,852-87.0% | $13,881-84.2% | $10,886-79.9% |