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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,279 | $183,592-57.4% | $155,574-49.7% | $145,877-46.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | -11.69% | 61.37%-73.1pp | 64.87%-76.6pp | 551.28%-563.0pp |
| Employer contribution / active EE | $3,015 | $5,317-43.3% | $4,676-35.5% | $4,663-35.3% |
| Participant deferral / active EE | $2,778 | $6,466-57.0% | $5,629-50.7% | $6,691-58.5% |
| Admin fee / account holder | $2,912 | $19,316-84.9% | $15,914-81.7% | $13,402-78.3% |