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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 13 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Contract Administrator | $386,962 |
Filed as: TOWERS WATSON INVESTMENT SERVICES I Service code 27 LOCKBOX 28025 · CHICAGO, IL 60673 | Advisory (Plan) | $160,630 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,978 | $104,544+12.8% | $96,564+22.2% | $80,187+47.1% |
| Participation rate | 94.8% | 86.4%+8.4pp | 76.0%+18.8pp | 72.9%+21.9pp |
| Annual return | 15.46% | 21.79%-6.3pp | 25.89%-10.4pp | 40.40%-24.9pp |
| Employer contribution / active EE | $3,976 | $3,527+12.7% | $2,967+34.0% | $2,980+33.4% |
| Participant deferral / active EE | $7,176 | $6,170+16.3% | $4,852+47.9% | $5,016+43.1% |
| Admin fee / account holder | $176 | $107+64.8% | $8,256-97.9% | $145+21.4% |