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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,884 | $88,707+58.8% | $74,184+89.9% | $273,972-48.6% |
| Participation rate | 94.7% | 79.4%+15.3pp | 76.6%+18.1pp | 83.0%+11.7pp |
| Annual return | 7.95% | 11.94%-4.0pp | 17.74%-9.8pp | 41.46%-33.5pp |
| Employer contribution / active EE | $2,944 | $3,159-6.8% | $2,370+24.2% | $4,869-39.5% |
| Participant deferral / active EE | $4,697 | $4,212+11.5% | $3,550+32.3% | $5,287-11.2% |
| Admin fee / account holder | $3,066 | $8,717-64.8% | $5,586-45.1% | $10,133-69.7% |