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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,933 | $117,846+134.1% | $102,434+169.4% | $145,884+89.1% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 14.45% | 31.90%-17.4pp | 29.46%-15.0pp | 551.85%-537.4pp |
| Employer contribution / active EE | $3,684 | $3,615+1.9% | $3,023+21.9% | $4,662-21.0% |
| Participant deferral / active EE | $6,101 | $5,733+6.4% | $5,055+20.7% | $6,690-8.8% |
| Admin fee / account holder | $4,820 | $13,356-63.9% | $9,462-49.1% | $13,392-64.0% |