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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,909 | $124,346+108.2% | $111,306+132.6% | $167,553+54.5% |
| Participation rate | 95.0% | 79.6%+15.4pp | 77.3%+17.7pp | 82.1%+12.9pp |
| Annual return | 15.07% | 37.46%-22.4pp | 54.67%-39.6pp | 478.89%-463.8pp |
| Employer contribution / active EE | $3,570 | $3,438+3.9% | $2,732+30.7% | $4,840-26.2% |
| Participant deferral / active EE | $5,985 | $5,182+15.5% | $4,488+33.4% | $6,343-5.6% |
| Admin fee / account holder | $4,904 | $10,623-53.8% | $7,966-38.4% | $12,316-60.2% |