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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,461 | $86,298+22.2% | $111,308-5.3% | $85,847+22.8% |
| Participation rate | 98.5% | 73.3%+25.2pp | 77.3%+21.2pp | 69.3%+29.2pp |
| Annual return | 10.87% | 19.99%-9.1pp | 54.67%-43.8pp | 318.61%-307.7pp |
| Employer contribution / active EE | $1,881 | $2,044-8.0% | $2,732-31.1% | $2,565-26.7% |
| Participant deferral / active EE | $4,206 | $3,641+15.5% | $4,487-6.3% | $3,952+6.4% |
| Admin fee / account holder | $4,921 | $8,189-39.9% | $7,965-38.2% | $6,261-21.4% |