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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,731 | $78,423+11.9% | $95,964-8.6% | $79,856+9.9% |
| Participation rate | 97.1% | 73.5%+23.7pp | 77.1%+20.1pp | 69.6%+27.5pp |
| Annual return | 13.23% | 19.37%-6.1pp | 91.64%-78.4pp | 31.71%-18.5pp |
| Employer contribution / active EE | $1,677 | $1,945-13.8% | $2,541-34.0% | $2,471-32.2% |
| Participant deferral / active EE | $3,423 | $3,440-0.5% | $4,167-17.8% | $3,741-8.5% |
| Admin fee / account holder | $8,132 | $5,622+44.7% | $6,797+19.6% | $5,306+53.2% |